The credit reporting system doesn’t work that way. When you pay an old debt, the negative credit listing doesn’t disappear. In fact, it re-ages and the seven year clock begins again with that negative listing. The most ironic thing is that a paid, current negative listing is not any better than an unpaid negative listing.
Can credit repair work for me?
There are common factors that impact credit scores, from late payments to credit inquiries and more…
Need Credit Help? Building or rebuilding credit scores may take time, but the payoffs are huge! qualifying for a home or car is worth the wait!